Online.fnbnamibia.com.na

Home Loan Application - Building Loan
Please complete the following form and fax it to our Customer Contact Centre on (011) 632 2359 or email it to VirtualSales@fnb.co.za
A. – Application details
Close Corporation o Further Home Loan o Convert from Home Loan to One Account o Home Loan account number
B. – Personal details
Co-applicant / Spouse / Surety
Primary Applicant o Date of birth (ddmmyyyy)
Gender Male o
Gender Male o
S A Resident
Yes o No o Residency:- Temporary o Permanent o Yes o No o Residency:- Temporary o Permanent o
S A Citizen
Yes o No o If no, specify nationality: Yes o No o If no, specify nationality: Physical address (street)
Future Physical address
Telephone no. (w)
Telephone no. (h)
Preferred time to call
(Office hours, weekdays)
Contact me via:
C. – Company / Close Corporation / Trust / Association details
VAT registration no.
Full names
First National Bank – a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider. Reg No. 1929/001225/06 (NCRCP20) Home Loan Application Sept 2011 Company / Close Corporation / Trust / Association details.(continued)
Telefax no.
D. – Employment details
Co-applicant / Spouse / Surety
Employed o Self-employed o Other: Employed o Self-employed o Other: Type of employment
Service period (months)
Length of service Period of own business Length of service Period of own business Type of income
Salary o Wages o Other: Salary o Wages o Other: Name of Employer
Employer address (street)
Employer Telephone no.
Previous Length of service
E. – Debit order details
Debit order to run from this account Yes o No o Debit order to run from this account Yes o No o Bank name
Bank name
Account no.
Account no.
Account type
Account type
Branch name
Branch name
Branch code
Branch code
F. – Financial details
Co-applicant / Spouse / Surety
See section dealing with supporting documentation for documents that must accompany this application.
Gross income
(cost to company)
Net income (after deductions) (A)
Other income (B)
Overtime
Other income - specify below: Monthly installments: (C)
Other mortgage Bonds Retail credit cards Other credit payments - specify below: Living Expenses: (D) – specify below
Other expenses, specify below (include maintenance, court orders etc) Disposable income (F)
(A+B Less C+ D)

Number of: Adults Number of: Adults First National Bank – a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider. Reg No. 1929/001225/06 (NCRCP20) Home Loan Application Sept 2011 Do all applicants share household expenses for this application? G. – Loan details
Loan amount required
Building contract price Loan term (years)
TOTAL REGISTERED AMOUNT
Include transfer costs
Include initiation fees
Include bond registration costs
Group scheme
Group scheme number
H. – Facility details
Further Loan payout amount R
Future Use payout amount
Debtor to be substituted
Debtor to be released
Surety to be changed
Member's interest to be
Trustee to be changed
I. – Property details
Free standing property o Sectional title o Property use
Physical address (street)
Complex name
Sectional unit no.
Contact person (valuation access)
Registered bond holder's
name

Is the contractor NHBRC enrolled?
Is the development NHBRC enrolled?
A. – Property information
What are the walls made of?
Is there a thatched lapa? Yes o
What material is the roof
How old is the building?
J. – Supporting documentation that must accompany this application
If the applicant is:-
Then we require:-
A salaried individual In order of preference:- Latest payslip; or Letter from employer; or Last 6 months bank statements; and Copies of proof of other income i.e. lease agreement etc. (If applicable) A commission earner Last 6 months of commission statements A signed "Statement of Assets and Liabilities" of the owners i.e. shareholders, members, trustees etc. (not older than 9 months) The latest (not older than 9 months) 2 year's signed financial statements (covering 3 financial years).
Management accounts are required if 9 months has lapsed since the financial year end of the business. Such accounts are to be signed by the members/shareholders/trustees.
FNB's Business overview document is to be completed and signed by the members/shareholders/trustees.
A Company, Close Corporation or Trust Copies CM1, CM2 or CIPRO/Auditor's Certificate Copies CK1, CK2 or CIPRO/Auditor's Certificate Copies of relative pages of the Trust Deed depicting the trustees and letter of authority A foreign resident Temporary residence permit Switching a loan from another institution Last 6 month bond account statements. If the account is in the name of a company, CC or Trust, the applicant must furnish a satisfactory solvency declaration Applying for a building loan Signed deed of sale for the vacant Erf Acceptable building plan/tender/quotation and schedule of finishes In all instances, unless the application is for a switch or an un-bonded property, a copy of the relative Offer to Purchase is required.
NB In all instances, copies of all relevant party's Identity Documents or Passports are required.
K. – Authorisation
Debit Order / Stop Order
1.1. The Customer(s) hereby authorise(s) the Lender to effect the necessary changes to the amount payable under the Customer(s) debit order authorisation, in order to take into account any adjustments to the Customer's monthly instalments.
1.2. It is also the sole responsibility of the Customer(s) to ensure that the salary stop order is amended to take into account any adjustments to the Customer(s) monthly instalments.
First National Bank – a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider. Reg No. 1929/001225/06 (NCRCP20) Home Loan Application Sept 2011 I/We hereby authorise the Lender to send all Home Loan statements via email:- I/We hereby authorise the Lender to send Flexi Option notifications via inContact.
The safe-guarding and privacy of the information contained in the email is the Customer's responsibility.
Consent to Marketing options
Please check the Yes or No boxes for marketing information
I/We hereby consent to FirstRand Bank Limited Reg no 1929/00225/06, its orders, successors in title or assigns (the Lender) including me/us in the following marketing options in order to advise me/us of the latest products services and value adds offered:1.
Services and products supplied by business within FirstRand Bank Limited (e.g. HomeLoans, Card, WesBank, RMB) and I/we consent to my personal details and address being utilized to enable FirstRand Bank Limited to identify, offer and send this Services and products supplied by businesses that are part of the FirstRand Bank Limited Group (e.g. OUTsurance, Momentum Discovery) and I/we consent to my personal details and address being utilized to enable FirstRand Bank Limited Group to identify, offer and send this information Services and products about other businesses outside of the FirstRand Bank Limited Group (e.g. MTN) and I/we consent to my name and address being utilized to enable this information to be sent to me/us All credit related products in the future Should you omit to exercise any of the options above, same will be defaulted to ‘yes'.
I/We hereby consent to the Lender contacting me/us in respect of marketing information in the following manner: Please select one preferred choice only
POST
Declaration and Consent
I/We the undersigned certify that all the information provided to the Lender is true and correct, and that I/we have not withheld any information which would affect the decision of the Lender.
I/We acknowledge that providing the Lender with incorrect or false information may result in me/us being denied the protection offered by the National Credit Act, No. 34 of 2005 if applicable.
I/We certify that I/we am/are not under debt review or an administration order.
I/We confirm that our freehold property/ies have home owner's comprehensive insurance through OUTsurance or a policy underwritten by an
approved selection of insurance companies via an FNB Insurance Broker or a policy through an underwriter of your choice, which is found to be
acceptable by the Lender.
I/We consent to the Lender sending confidential information to the fax number supplied herein; l/We consent and authorise the Lender pursuant to this application to: 2.2.1. obtain from a / any / all credit bureau(s) all data relating to the Customer's credit profile; and 2.2.2. transmit to a / any / all credit bureau(s) all data relating to this application, opening and termination of any agreement as permitted in terms of the National Credit Act.
I/we confirm that I/we have read and understood this application.
(If not married by way of a duly registered Antenuptial Contract in terms of the laws of South Africa, then both spouses are to sign).
Customer - Full Name/Surname
Customer - Full Name/Surname
Consent of Surety (if applicable)
I/we confirm that I/we have read and understood this application.
(If not married by way of a duly registered Antenuptial Contract in terms of the laws of South Africa, then both spouses are to sign).
Surety – Full Name/Surname
Surety – Full Name/Surname
Companies, Close Corporations, Trusts and Associations (if applicable)
For and on behalf of in his/her capacity as pursuant to a Resolution dated the a certified copy whereof is hereto annexed.
Registration number First National Bank – a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider. Reg No. 1929/001225/06 (NCRCP20) Home Loan Application Sept 2011

Source: https://www.online.fnbnamibia.com.na/downloads/Homeloans/Further_Building_Loan.pdf

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